Money and currency tips for Africa

Managing money wisely can save you hassle and ensure you get the best value during your trip.

Currency Overview

• Each country has its own currency, but USD is widely accepted:
• Kenya: Kenyan Shilling (KES)
• Tanzania: Tanzanian Shilling (TZS)
• South Africa: South African Rand (ZAR)
• Uganda: Ugandan Shilling (UGX)
• Morocco: Moroccan Dirham (MAD)
• Egypt: Egyptian Pound (EGP)

Cash vs Cards

Bring Both: - Cards for major purchases and withdrawals - Cash for tips, markets, and rural areas - USD widely accepted (2013 or newer, unmarked bills)

Credit & Debit Cards

Tips: - Notify your bank of travel dates - Visa and Mastercard most widely accepted - American Express less common - ATMs available in cities and tourist areas - Carry multiple cards as backup

ATM Tips

• Use ATMs inside banks when possible
• Be aware of withdrawal limits
• Check for skimming devices
• Have a backup if your card is retained
• Know your daily limits and fees

Exchanging Money

Best rates: - Banks and official bureaux de change - Avoid airport exchanges (worst rates) - Never exchange on the street - Keep exchange receipts

Tipping Guide

• Tipping is expected in tourism:
• Safari guides: $15-20 USD per person/day
• Lodge staff: $10-15 USD per person/day (shared among staff)
• Restaurants: 10-15% if service not included
• Porters: $1-2 per bag
• Drivers: $5-10 per day

Safety Tips

• Use a money belt or hidden pouch
• Don't flash large amounts of cash
• Split money between different locations
• Keep emergency cash separate
• Note card emergency numbers